| The Medical Protective Company* |
MDPC-126924219 |
12/08/2010 |
The Medical Protective Company (MedPro) submits for your review and consideration the attached filing for the Company’s stand-alone Certified Registered Nurse Anesthetist (CRNA) Product. Where applicable we have separated the forms from the rule filing and have submitted a separate filing under a separate submission (Company filing #11-CRNA-01). If you should have any additional questions related to this filing, please let me know. |
Assigned |
On Approval |
0 |
| ProAssurance National Capital Insurance Company* |
PCWA-126411824 |
12/08/2009 |
I submit for your review and approval revisions to the Health Care Professionals Rates and Rules manual. I request the effective date of January 1, 2010 for policies that are issued or renewed on or after this date. Although I've included marked pages of the manual outlining the revisions, certain changes include: 1. Revising the Risk Management Premiums section to include reference to the newly announced risk management on-line courses and the applicable credits among other minor changes; 2. Adding a Mandatory Deductions section; 3. Stating that Deductibles are available to physicians only and moving it from the state exceptions to the base section of the manual; and 4. Although Legal Defense Coverage is revised in the base section of the manual, it is deleted in its entirety in the state exceptions. If you have any questions during the review process, please let me know. |
Closed-APPROVED |
12/8/09 |
- |
| The Medical Protective Company* |
MDPC-125923918 |
12/03/2008 |
The Medical Protective Company is pleased to submit the revised rate and rule filing applicable to the Dentists Program. |
Closed-APPROVED |
5/1/09 |
-83.60% |
| Podiatry Insurance Company of America* |
PCAG-126381227 |
11/16/2009 |
We wish to file initial rates, and rules for a Healthcare Professional Liability Policy issued to Medical Professionals Program (MPP). |
Closed-APPROVED |
1/1/10 |
0% |
| Capson Physicians Insurance Company* |
PERR-126871010 |
10/22/2010 |
With this filing, Capson Physicians Insurance Company (“the Company”) is proposing to introduce a new program, Physicians & Surgeons Professional Medical Malpractice Liability. Please refer to the filing memorandum for additional details. The Company respectfully requests to implement this filing on the earliest possible date upon approval/acknowledgment. Enclosed is authorization for Perr&Knight to submit this filing on behalf of the Company. All correspondence related to this filing should be directed to Perr&Knight. The Company has prepared the rates and rules contained in this filing. If there are any requests for additional information related to items prepared by the Company, we will forward the request immediately to the Company contact. The Company’s response will be submitted to your attention as soon as we receive it. Please do not hesitate to contact us with any comments or concerns. |
Assigned |
On Approval |
0% |
| American Casualty Company of Reading - PA* |
CNAC-126855621 |
10/12/2010 |
RE: American Casualty Company of Reading, PA NAIC#218-20427 FEIN#23-0342560 Magaw Healthcare Professionals Purchasing Group Association Certified Registered Nurses Anesthetists Professional Liability Insurance Rule Filing Our Filing No.: 10-00121-L Honorable Commissioner: On behalf of American Casualty Company of Reading, PA we hereby submit for your review and approval the attached forms and rules for use with our Certified Registered Nurses Anesthetists Professional Liability Program currently on file with your department. Attached for your review are: • The revised 2010 CW manual pages that reflect changes as reflected in the Actuarial Memorandum; and • The Actuarial memorandum. These changes will become applicable to all policies effective on or after December 1, 2010, or the earliest date permitted by your state. |
Closed-APPROVED |
12/1/10 |
- |
| NCRIC, Inc.* |
PCWA-125813576 |
09/12/2008 |
I submit for your review and approval an amendment to the physicians and surgeons class plan. We are moving Radiology, 80280, from class 8 to class 5. Because there are no insureds with this specialty, there is no rate impact. I request January 1, 2009 as the effective date of this filing submission. Please contact me with any questions. |
Closed-APPROVED |
1/1/09 |
0% |
| Podiatry Insurance Company of America a Mutual Company* |
PCAG-125264571 |
08/20/2007 |
EXPLANATORY MEMORANDUM Podiatry Insurance Company of America, a Mutual Company OUM Chiropractor Program Medical Professionals Program, a Purchasing Group Amendatory Rule Filing – State of District of Columbia With this filing we are submitting for your approval revisions to rating rules used with and previously approved for the OUM Chiropractor Program. A detailed description of each revision and/or new submission appears below. The requested effective date for these changes is January 1, 2008. Rating Manual The following changes were made to the Rating Manual: 1. Partnership, Corporation or Professional Association Shared limits for a partnership, corporation or professional association continue to be available at no additional cost. The cost for purchase of a separate limit of liability is being increased from 5% to 10% of total premium (Items I.A.2 and II.B.2). The maximum charge remains 100%. 2. Leave of Absence We are revising the Leave of Absence rule to reflect a premium discount of 75% as opposed to interrupting the policy premium completely. We feel that this change recognizes the fact that exposure under a claims-made policy still exists during the leave of absence period because the coverage is suspended only for “any claim or claims for injury arising out of direct patient treatment rendered during the period of the policy interruption.” Claims may still be reported during the leave of absence period. Without this endorsement, the insured’s option would be to cancel the policy altogether, purchase tail coverage, and then reapply for coverage upon his or her return to practice. The maximum period of time for a Leave of Absence will be twelve months. The Leave of Absence rule is being moved from the Coverage Change Request section (previously item I.E.3) to the Premium Discounts section (now I.D.8), resulting in re-numbering of other items in those sections. Schedule Rating is now I.D.9; Locum Tenens Coverage is now I.E.3. 3. Policy Cancellation We are removing the language regarding consecutive non-payment of premium (Deleted: “A policyholder will be permitted two consecutive non-payment of premium cancellation notices. If it becomes necessary for a third consecutive cancellation notice, the cancellation notice will indicate the policy is being canceled for "Underwriting Reasons" and the coverage will not be reinstated.”) This language could be construed so as to imply that a policy may cancel twice for non-payment of premium, and that reinstatement is automatic and guaranteed as long as payment is subsequently made. When a policy has been canceled for non-payment of premium, reinstatement will always be subject to a satisfactory underwriting review. 4. District of Columbia Rating Manual Supplement Ed. 1-08 The change to our Policy Cancellation rule in Item 3 above was also made to our District of Columbia Rating Manual Supplement. A revised 1-08 edition is being filed for approval. |
Closed-APPROVED |
1/1/08 |
- |
| Continental Casualty Company* |
CNAC-126197296 |
08/13/2009 |
The Continental Casualty Company, a member company of the CNA group of Insurance Companies, submits for your review and approval the attached new forms for use with the Chiropractic Benefit Services Risk Purchasing Group Professional Liability Program. |
Closed-APPROVED |
9/15/09 |
0% |
| Podiatry Insurance Company of America a Mutual Company* |
PCAG-125769329 |
08/12/2008 |
We wish to file a 7% rate increase for our Podiatrists Professional Liability Program to become effective on January 1, 2008. |
Closed-APPROVED |
1/1/09 |
7% |
| Professionals Advocate Insurance Company* |
MMLM-126244156 |
07/27/2009 |
The purpose of this filing is to re-file our Declaration Extension-Retroactive Dates to include termination dates. Also, we are filing re-filing several endorsement forms in which the only change is that we removed the signature of our Authorized Representatie and replaced it with brackets which our computer will fill in with the signature of the person holding this position. |
Closed-APPROVED |
1/1/10 |
- |
| The Medical Protective Company* |
MDPC-125749179 |
07/27/2008 |
The Medical Protective Company hereby submits for your review and consideration the enclosed rule filing applicable to our Physicians & Surgeons, Dentists, Allieds and Comprehensive Liability Health Care Providers Programs. We request an effective date for this submission upon approval. The attached explanatory memorandum identifies the modifications. There is no rate impact associated with the enclosed rule filing. |
Closed-APPROVED |
On Approval |
- |
| Professionals Advocate Insurance Company* |
MMLM-126240507 |
07/23/2009 |
The purpose of this filing is to re-file our Declaration Extension-Retroactive Dates to include termination dates. Also, we are filing re-filing several endorsement forms in which the only change is that we removed the signature of our Authorized Representative and replaced it with brackets which our computer will fill in with the signature of the person holding this position. |
Closed-APPROVED |
1/1/10 |
- |
| Darwin National Assurance Company* |
WESA-126697564 |
06/28/2010 |
Enclosed please find attached the Company’s updated rates filing for its Psychiatrists Professional and General Liability Program. A letter permitting Westmont Associates, Inc. to submit this filing on the Company’s behalf is enclosed. The Company writes this program through its administrator, the American Professional Agency, Inc. (APA Inc.), which manages the registered risk purchasing group in your jurisdiction, Professional Counselors Purchasing Group, Inc. The administrator has recently garnered the sponsorship of the American Psychiatric Association (APA). The changes the Company is proposing are meant to enhance and more closely align its program to its competitor whose programadministrator previously had the endorsement of the APA. Please refer to the attached materials for additional information. The forms to be used in coordination with the enclosed rates have been filed under separate cover letter as company filing number 2010-7010-F. Your approval and/or acknowledgement of this submission is respectfully requested. If you have any questions regarding this submission, please let me know. Thank you for your attention to this matter |
Closed-APPROVED |
On Approval |
-15% |
| American Casualty Company of Reading - PA* |
CNAC-126164098 |
06/05/2009 |
American Casualty Company of Reading, Pennsylvania submits for your review and approval the attached filing for use with our Healthcare Providers Services Organization Program currently on file with your department. |
Closed-APPROVED |
7/15/09 |
3.40% |
| NCRIC, Inc.* |
PCWA-125650141 |
05/16/2008 |
I submit for your review and approval the premium payment plans for the Health Care Professionals Rates and Rules Manual, which is used for physicians, surgeons, dentists and allied health professionals. I request the effective date of July 1, 2008 for this filing submission. Please find attached the manual pages that will be used for the dental program and the physicians and surgeons program. If you have any questions during the review process, please let me know. |
Closed-APPROVED |
7/1/08 |
- |
| NCMIC Insurance Company* |
NCMA-126583840 |
04/21/2010 |
NCMIC Insurance Company (NCMIC) currently has on file with the District of Columbia Department of Insurance a claims made and occurrence chiropractic malpractice professional liability program. At this time, NCMIC would like to submit our rating manual which has been amended to include updated rules for the new and revised endorsements and applications (Corresponding Filing #NCMA-126583839). Please see the side-by-side rating manual comparison which details all the changes being made. If you have any questions or need any additional information regarding this filing please feel free to contact me directly. I thank you in advance for your attention to this matter. |
Closed-APPROVED |
10/1/10 |
0% |
| The Medical Protective Company* |
MDPC-126555478 |
04/16/2010 |
The Medical Protective Company (MedPro) respectfully submits for your review and consideration a new product for our Healthcare Professionals Program. |
Closed-APPROVED |
5/1/10 |
0% |
| NCMIC Insurance Company* |
NCMA-125997443 |
03/19/2009 |
The attached documents represent the move of our Naturopathic Physicians professional liability program from NCMIC Insurance Company to NCMIC Diversified Health Risk Purchasing Group. Included is the rating manual. |
Closed-APPROVED |
6/1/09 |
0% |
| American Casualty Company of Reading - PA* |
CNAC-125120622 |
03/05/2007 |
American Casualty Company of Reading, PA proposes a 3% increase to the base rate for our Certified Nurse Anesthetists Professional Liability Program. |
Closed-APPROVED |
8/1/07 |
0% |
| Continental Casualty Company* |
CNAC-125483843 |
02/12/2008 |
With this rate revision filing for Continental Casualty Company, we also are proposing to adopt the revised rates/rules for The Continental Insurance Company (“CIC”) as well. Please refer to the Actuarial Memorandum, along with exhibits reflecting changes proposed by this program; and the applicable revised manual pages. This filing was last approved under our filing No.: 05-R2085. |
Closed-APPROVED |
4/15/08 |
0% |
| The Medical Protective Company* |
MDPC-127007513 |
02/10/2011 |
The Medical Protective Company (MedPro) respectfully submits for your review the attached rate filing for use in its Physician Assistants product. MedPro recently filed its new Physician Assistants product. Initial market feedback has indicated demand for limits of coverage not contained in the original submission. As such, MedPro is seeking to expand the limits offered in this state. Exhibit 1 outlines the support for the new increased limit factors. |
Closed-APPROVED |
On Approval |
0% |
| American Casualty Company of Reading - PA* |
USPH-6LRNJ7189/00-00/00-00/00 |
02/06/2006 |
- |
Closed-APPROVED |
8/1/06 |
- |
| NCMIC Insurance Company* |
NCMA-126930520 |
12/03/2010 |
In response to District of Columbia Rule 5302.3, we are submitting this filing to comply with the District of Columbia Annual Medical Malpractice Rate Requirement. |
Closed-APPROVED |
On Approval |
|
| The Medical Protective Company* |
MDPC-126975973 |
1/28/11 |
The Medical Protective Company (MedPro) submits for your review the attached class plan filing applicable to our Certified Registered Nurse Anesthetists Program. We respectfully request an effective date of February 1, 2011 for new business and renewals. |
Closed-APPROVED |
On Approval |
0% |
| Preferred Professional Insurance Company* |
PPIC-126954632 |
12/20/10 |
This filing is being submitted by Preferred Professional Insurance Company® (PPIC®) to be effective January 1, 2011 for new and renewal business. PPIC is filing a revised rule, "Extended Reporting Period Endorsement (Tail Coverage)", of our rule manual entitled "General Rates and Rules-Preferred Professional Insurance Company." A highlighted side-by-side comparison has been included in the supporting documentation section of this filing. If you should have any questions or require additional information, you may contact Suni Snyder via telephone (800) 441-7742, Ext. 3233 or at the following email address: ssnyder@ppicins.com. Thank you for your consideration of our filing. |
Closed-APPROVED WITHDRAWL |
1/1/11 |
- |
| NCMIC Insurance Company* |
NCMA-126931335 |
12/6/10 |
In response to District of Columbia Rule 5302.3, we are submitting this filing to comply with the District of Columbia Annual Medical Malpractice Rate Requirement. |
Closed-APPROVED |
On Approval |
|
| Great Divide Insurance Company* |
MRTN-126692127 |
11/19/10 |
Attached for your review is a Filing Authorization Letter authorizing Martin & Company to submit this filing on behalf of Great Divide Insurance Company (hereinafter referred to as the company). Please direct all correspondence regarding this filing to Martin & Company. In accordance with the regulatory provisions of your state, the company hereby submits its new Chiropractic Professional Liability program. Insureds for this program will be members of the ChiroFutures, Inc. Risk Purchasing Group, domiciled in the State of Georgia and formed under the Risk Retention Act of 1986. The program will be underwritten by Sonoran National Insurance Group whose principal underwrote the CNA National Chiropractor Program for over 7 years. Included with this filing are the rates and rating manual necessary to underwrite this program. The company believes these rates are not excessive, inadequate, or unfairly discriminatory. The company respectfully requests that the filing be applicable to all policies effective on and after December 20, 2010 or upon approval, whichever is earlier. |
Closed-APPROVED |
On Approval |
0% |
| National Union Fire Insurance Company of Pittsburgh, Pa* |
AGNY-126887843 |
11/5/10 |
National Union Fire Insurance Company of Pittsburgh, Pa. submits for your review and approval its Physician Assistant Professional Liability Plus Insurance Program. Please refer to the attached actuarial materials and manual rules for information about the rates and rules included in this submission. The forms for this Program are being submitted under separate cover. We wish to make this filing effective on or after January 10, 2010, or the earliest date permitted by your Department. Your favorable consideration and approval are respectfully requested. |
Closed-APPROVED |
1/10/11 |
0% |
| ProAssurance National Capital Insurance Company* |
PCWA-126886409 |
11/2/10 |
I submit for your review and approval revisions to the Health Care Professionals Rates and Rules manual. I request the effective date of January 1, 2011 for policies that are issued or renewed on or after this date. Although I've included marked pages of the manual outlining the revisions, certain changes include: 1. expiring some unused specialties; 2. adding new specialties 80477(A) and 80477(B) (surgical consultation specialties); 3. changing to the dental class plan to bring the D.C. dental class plan in line with the dental class plan used companywide; 4. eliminating PracticeGard in the state exceptions and the rules for extended legal defense, in the base manual and used companywide, will be used in its place. The endorsement to be used with this coverage will be submitted under separate cover. If you have any questions during the review process, please let me know. Thank you. |
Closed-APPROVED |
1/11/11 |
0% |
| ProAssurance National Capital Insurance Company* |
PCWA-126860157 |
10/14/10 |
I submit for your review and approval revisions to the Health Care Professionals Rates and Rules Manual. I request the effective date of November 1, 2010 for this filing submission. Enclosed are the proposed rules to be used by members of the ProAssurance-Sibley Physicians Purchasing Group, underwritten by ProAssurance National Capital Insurance Company, which provides medical professional liability insurance coverage to physicians who practice at Sibley Hospital. |
Closed-APPROVED |
11/1/10 |
- |
| The Medical Protective Company* |
MDPC-126787209 |
9/1/10 |
The Medical Protective Company (MedPro) respectfully submits for your review the attached rate filing applicable to our Dentists program. We request an effective date of January 1, 2011 for this filing. |
Closed-APPROVED |
1/1/11 |
3% |
| Liberty Insurance Underwriters, Inc.* |
PERR-126772421 |
8/17/10 |
On behalf of Liberty Insurance Underwriters, Inc. (“the Company”), we are filing to introduce a new Dentists General Practice Program, which will mimic the American Insurance Company’s approved Dentist Program rates and rules with little or no deviations. Please refer to the filing memorandum for complete details. The Company respectfully requests that the proposed rates and rules be implemented on the earliest possible date upon approval/acknowledgement. Enclosed is authorization for Perr&Knight to submit this filing on behalf of the Company. All correspondence related to this filing should be directed to Perr&Knight. If there are any requests for additional information related to items prepared by the Company, we will forward the request immediately to the Company. We will submit the Company’s response to your attention as soon as we receive it. Please do not hesitate to contact us with any questions or comments. |
Closed-APPROVED |
On Approval |
0% |
| Professionals Advocate Insurance Company* |
MMLM-126739154 |
7/26/10 |
The purpose of this filing is to update the Rating Instructions - State Exceptions to change the Extended Reporting Period (Tail) rating for professional organizations. Previously the tail charge for professional organizations was calculated by applying a factor to each tail charge calculated for each professional individual for which the insured organization has vicarious liability. Now the tail charge for professional organizations will be calculated by applying a factor to the highest premium charged for the professional organization at the termination date of the current policy term or the 2 immediately preceding policy terms in which policy coverage was provided. Rather than just modifying the paragraphs in the General Rating Instructions that are specific to tail rating for professional organizations, we have restated the entire tail rating section to make it easer to understand for the reader. No change was made to tail rating for individuals. We have also added a sentence to the end the rating instructions for each type of coverage form saying that Extended Reporting Period rating instructions are contained in the Extended Reporting Period ("Tail") sections. In the Premium Discounts section of the Individual Professional Liability Form rating instructions, we have clarified that the Prepayment Discount applies to additional premium due for mid-term policy changes. In the Suspension of Coverage section, we clarilfied by individuals rated as an Other Health Care Professional (as listed in the Rate Tables) are not eligible for suspension of coverage. In addition, we have added a Premium Payment section to the Rules State Exceptions to describe the billing for additional premium due for mid-term changes on policies being paid in installments. The rule states that additional premium due for the current quarter (from the effective date of the change to the next regular installment) will be payable on the effective date of the change unless it is a small amount of the total remaining policy premium due or there is a regularly scheduled installment shortly after the effective date of the change. The remaining premium due will be divided among the remaining installments. Previously we had waited until the next installment to bill additional premium due regardless of how large the amount was. We have updated the Cancellation and Nonrenewal section of the Rules State Exceptions to state that we may provide written notice of nonrenewal electronically or by mail which is permitted by statute. |
Closed-APPROVED |
1/1/11 |
- |
| Professionals Advocate Insurance Company* |
MMLM-126739452 |
7/26/10 |
The purpose of this filing is to update the Rating Instructions to change the Extended Reporting Period (Tail) rating for professional organizations. Previously the tail charge for professional organizations was calculated by applying a factor to each tail charge calculated for each professional individual for which the insured organization has vicarious liability. Now the tail charge for professional organizations will be calculated by applying a factor to the highest premium charged for the professional organization at the termination date of the current policy term or the 2 immediately preceding policy terms in which policy coverage was provided. No change was made to tail rating for individuals. We have also added a sentence to the end the rating instructions for each type of coverage form saying that Extended Reporting Period rating instructions are contained in the Extended Reporting Period ("Tail") sections. We updated the Premium Payment section of the General Rules Exceptions to remove the reference to the finance charge. We will no longer apply that charge. We also describe the billing for additional premium due for mid-term changes on policies being paid in installments. The rule states that additional premium due for the current quarter (from the effective date of the change to the next regular installment) will be payable on the effective date of the change unless it is a small amount of the total remaining policy premium due or there is a regularly scheduled installment shortly after the effective date of the change. The remaining premium due will be divided among the remaining installments. We have updated the Cancellation and Nonrenewal section of the Rules State Exceptions to state that we may provide written notice of nonrenewal electronically or by mail which is permitted by statute. We have also updated the Rules Applicable to District of Columbia Approved Forms and Endorsements section of the Rules State Exceptions to reflect the updated edition number of the form that was filed. |
Closed-APPROVED |
1/1/11 |
- |
| American Casualty Company of Reading - PA* |
CNAC-126649464 |
6/4/10 |
On behalf of American Casualty Company of Reading, PA we hereby submit for your review and approval the captioned rates and rules for use with our Healthcare Providers Services Organization Program currently on file with your department. |
Closed-APPROVED |
7/1/10 |
0% |
| National Union Fire Insurance Company of Pittsburgh, Pa.* |
AGNY-126561049 |
3/31/10 |
National Union Fire Insurance Company of Pittsburgh, Pa. (the “Company”) submits for your review and approval revised Manual Rules to be used with its Psychiatrists Professional Liability Insurance Program (the “Program”) on file with your Department. Please be advised that these Manual Rules will replace those currently on file with your Department. Please refer to the attached Manual Rules and side-by-side comparison for information about the revisions included in this submission. We wish to make this filing effective for all policies effective on or after May 1, 2010, or the earliest date permitted by your Department. Your favorable consideration and approval are respectfully requested. |
Closed-APPROVED |
5/1/10 |
- |
| ACE American Insurance Company* |
ACEH-126456019 |
1/20/10 |
• The purpose of this filing is to reduce our currently approved Allied Health rates by 15%. • Our last Allied Health rate filing was approved in your state on 3/10/09 under our filing number 08-MR-2007652. • We respectfully request that the proposed rates be implemented for all business effective on and after the earliest possible date of acknowledgement or approval. • Revised Manual Pages – Allied Health Professional & General Liability General Rules – AH-8, AH-9 Edition 12/2009 |
Closed-APPROVED |
2/20/10 |
-15% |
| Chicago Insurance Company* |
FFDC-126374815 |
1/20/10 |
The Chicago Insurance Company herewith submits for your review and approval our Allied Health Insurance Program. There are both occurrence and claims-made programs that make up the Allied Health Programs. Today the Programs are written in various Risk Purchasing Groups. Going forward we request the flexibility to write our Allied Health Program both within the various Risk Purchasing Groups and outside the Risk Purchasing Groups. You will find enclosed with this submission Actuarial memorandum, exhibits, rates, and rating rules. Also, included is a list of the active Risk Purchasing Groups used in writing these programs. If you have any questions, please do not hesitate to contact me. We look forward to hearing from you. |
Closed-APPROVED |
3/15/10 |
0% |
| Liberty Insurance Underwriters, Inc.* |
PERR-126417261 |
12/17/09 |
On behalf of Liberty Insurance Underwriters, Inc. (“Liberty” or “the Company”), we are filing new, independent rates and rules for its Allied Health – Medical Malpractice program. This program will provide medical malpractice coverage on an occurrence basis for various miscellaneous allied health professionals. In addition, claims-made coverage will be provided for Federations. The Company respectfully requests that the proposed rates and rules be implemented for all policies effective on and after the earliest possible date upon approval/acknowledgement. Enclosed is authorization for Perr&Knight to submit this filing on behalf of the Company. All correspondence related to this filing should be directed to Perr&Knight. If there are any requests for additional information related to items prepared by the Company, we will forward the request immediately to the Company. We will submit the Company’s response to your attention as soon as we receive it. Please do not hesitate to contact us with any questions or comments. |
Closed-APPROVED |
On Approval |
0% |
| NCMIC Insurance Company* |
NCMA-126402007 |
12/8/09 |
In response to District of Columbia Rule 5302.3, we are submitting this filing to comply with the District of Columbia Annual Medical Malpractice Rate Requirement. |
Closed-APPROVED |
12/31/09 |
0% |
| NCMIC Insurance Company* |
NCMA-126411012 |
12/8/09 |
In response to District of Columbia Rule 5302.3, we are submitting this filing to comply with the District of Columbia Annual Medical Malpractice Rate Requirement. |
Closed-APPROVED |
12/31/09 |
0% |
| American Home Assurance Company* |
AGNY-126346754 |
10/26/09 |
The referenced companies (the “Companies”) have on file with your Department their Psychoanalysts Professional Liability Program (the “Program”). The Companies submit, for your review and approval, revised rates to replace the rates currently on file for this Program. Please refer to the attached actuarial materials for information about the rates included in this submission. Please note that the information provided on the Rate/Rule Schedule for the lead company applies to all companies referenced in the filing. Your favorable review and consideration are respectfully requested. |
Closed-APPROVED |
12/6/09 |
3% |
| American Zurich Insurance Company* |
ZURC-126353319 |
10/22/09 |
Zurich is filing to add a new program. We would like to begin marketing a Medical Professional Liability policy as part of our Ambulance program. This new program will use proprietary rates and follow ISO rules. We are filing: 1. Base Rates at 500/1500 2. Rule 9 – Additional Premium 3. Rule 10 – Return of Premium 4. Rule 16 – Basic Limits 5. Rule 17 - Increased Limits Factor Table 6. Rule 20 – Volunteer Endorsement 7. Rule 28 – No Reinstatement 8. Schedule Rating 9. Additional Rule - Other Premium Modifications 10. Additional Rule – Company deviations We are filing rates, with volume discounts as the number of units on an account increases. This reflects expense savings on our end and the expectation that larger fleets are more likely to implement formal loss control programs. Size considerations prompted a grading of the unit rate by number of units. Larger accounts will receive a discount off the per unit base rate. Schedule rating will be used to more accurately rate accounts with slightly better or slightly worse risk than the average account. In determining our proposed rate, we used Empire Fire and Marine’s approved rates (our affiliated company) see SERFF filing#: ZURC-125631022 approved 10/7/08. |
Closed-APPROVED |
4/1/10 |
0% |
| Greenwich Insurance Company* |
XLAM-126346348 |
10/15/09 |
Greenwich Insurance Company is submitting a new Dentists Professional Liability program. The rates and rules included in this submission are new and do not replace any previously filed rates or rules. The rates and rating rules are based on competitors’ rate filings including National Union, Fireman’s Fund, Liberty Mutual and Medical Protective. The corresponding form number has been submitted under our file number 09GD-XL-EO03-MU-DC. |
Closed-APPROVED |
On Approval |
0% |
| The Cincinnati Insurance Company* |
CNNA-126309728 |
9/18/09 |
We are revising our Professional Liability company exception pages. |
Closed-APPROVED |
12/1/09 |
- |
| ProAssurance National Capital Insurance Company* |
PCWA-126300962 |
9/11/09 |
I submit for your review and approval an additional nine-pay payment plan that is a benefit to our insureds. We plan to offer the flexibility of longer payment plans with no service fees or carrying charges, as you will see outlined on the manual pages. I request the effective date of October 1, 2009 for this filing submission. |
Closed-APPROVED |
10/1/09 |
- |
| The Medical Protective Company* |
MDPC-126187817 |
8/4/09 |
The Medical Protective Company is pleased to introduce new Certified Registered Nurse Anesthetist rates, rules and forms for individual Healthcare Professionals. Where applicable we have separated the forms from the rates and rule filing and have submitted a separate filing under a separate submission (Company filing #09-CRNA-01). We respectfully request an effective date of September 15, 2009 for this submission. The enclosed Memorandum and exhibits detail the rate development of this filing and provide brief descriptions of the manual rate and rule pages included in the package. In addition to the aforementioned pages, please find specimen copies of the proposed policies and endorsements as applicable. If you should have any additional questions related to this filing, please let me know. |
Closed-APPROVED |
9/15/09 |
0% |
| National Union Fire Insurance Company of Pittsburgh, Pa.* |
AGNY-126217083 |
7/6/09 |
National Union Fire Insurance Company of Pittsburgh, Pa. (the “Company”) has on file with your Department its Healthcare Agency Professional Liability Program (the “Program”). The Company submits, for your review and approval, its revised rates to be used with this Program. Please be advised that this filing replaces the rates currently on file with your Department. Please refer to the attached actuarial materials for information about the rates included in this submission. Your favorable review and consideration are respectfully requested. |
Closed-APPROVED |
10/6/09 |
-5% |
| Pharmacists Mutual Insurance Company* |
PHAR-126188257 |
6/25/09 |
Pharmacists Mutual Insurance Company (PhMIC) is filing revision to its Pharmacy Services Professional Liability program. We have revised the language of our coverage form and related endorsements, as well as our manual rules and rates, to correspond to recent revision to pharmacy professional liability language and rating in other company programs. In addition, we have developed a claims-made version of our policy and appropriate endorsements. We currently do not have any business in this state. Pharmacists Mutual is requesting that this filing be approved effective for all policies effective on and after September 1, 2009. |
Closed-APPROVED |
9/1/09 |
-5% |
| Podiatry Insurance Company of America* |
PCAG-126108152 |
4/23/09 |
BACKGROUND Podiatry Insurance Company of America (“PICA”) is domiciled in the State of Illinois and admitted in forty-seven (47) states and the District of Columbia. The company has historically operated as a mutual insurance company. On October 28, 2008, PICA agreed to become a part of ProAssurance Corporation through an all cash, sponsored demutualization. ProAssurance Corporation is the nation’s fifth largest writer of medical professional liability insurance. The sponsored demutualization was approved by the boards of both PICA and ProAssurance. The Plan of Conversion and Stock Purchase Agreement were both approved by the Illinois Department of Insurance (PICA’s domicile regulator). All policyholders were then provided a detailed information statement concerning the proposed transaction along with a proxy statement to be used for casting their vote in favor of or in opposition to the transaction. The transaction was approved on March 31, 2009 by a vote of PICA’s policyholders, and officially closed on April 1, 2009. As a result of the sponsored demutualization, PICA has converted from a mutual company to a stock company. The company has already submitted the necessary materials for amending its certificate of authority to reflect the new company name, “Podiatry Insurance Company of America”. It is important that our policyholders receive amended policy forms that reflect (1) the new legal name of the company, and (2) its conversion from a mutual to a stock insurer. MANUAL RULE CHANGES The currently filed and approved version of the company’s manual rules reflects the old company name and therefore also requires updating. No other changes to the manual rules are proposed. 1. Company Name Change Rating Manual Supplement This supplements our currently filed and approved manual rules with the company name change. |
Closed-APPROVED |
9/1/09 |
- |
| Podiatry Insurance Company of America* |
PCAG-126108188 |
4/23/09 |
BACKGROUND Podiatry Insurance Company of America (“PICA”) is domiciled in the State of Illinois and admitted in forty-seven (47) states and the District of Columbia. The company has historically operated as a mutual insurance company. On October 28, 2008, PICA agreed to become a part of ProAssurance Corporation through an all cash, sponsored demutualization. ProAssurance Corporation is the nation’s fifth largest writer of medical professional liability insurance. The sponsored demutualization was approved by the boards of both PICA and ProAssurance. The Plan of Conversion and Stock Purchase Agreement were both approved by the Illinois Department of Insurance (PICA’s domicile regulator). All policyholders were then provided a detailed information statement concerning the proposed transaction along with a proxy statement to be used for casting their vote in favor of or in opposition to the transaction. The transaction was approved on March 31, 2009 by a vote of PICA’s policyholders, and officially closed on April 1, 2009. As a result of the sponsored demutualization, PICA has converted from a mutual company to a stock company. The company has already submitted the necessary materials for amending its certificate of authority to reflect the new company name, “Podiatry Insurance Company of America”. It is important that our policyholders receive amended policy forms that reflect (1) the new legal name of the company, and (2) its conversion from a mutual to a stock insurer. MANUAL RULE CHANGES The currently filed and approved version of the company’s manual rules reflects the old company name and therefore also requires updating. No other changes to the manual rules are proposed. 1. Company Name Change Rating Manual Supplement This supplements our currently filed and approved manual rules with the company name change. |
Closed-APPROVED |
9/1/09 |
- |
| ACE American Insurance Company* |
ACEH-126077354 |
3/25/09 |
ACE American Insurance Company currently has forms, rates and rules on file with your department, that are applicable to our Allied Healthcare General Liability and Professional Liability program, which was recently revised under our file number 08-MR-2007652. We are now introducing a program providing Professional Liability policies for Human Services professionals. We are submitting rates and rules for that program. We currently do not have any insureds in these classes of business. We are seeking an effective date of May 1, 2009. |
Closed-APPROVED |
5/1/09 |
0% |
| The Medical Protective Company* |
MDPC-126055948 |
3/12/09 |
The Medical Protective Company is pleased to introduce new Nurse Practitioner rates, rules and forms for individual Healthcare Professionals. Where applicable we have separated the forms from the rates and rules and have submitted a separate filing under a separate submission. We respectfully request an effective date of July 1, 2009 for this submission. The enclosed Memorandum and exhibits detail the rate development of this filing and provide brief descriptions of the manual rate and rule pages included in the package. In addition to the aforementioned pages, please find specimen copies of the proposed policies and endorsements. |
Closed-APPROVED |
7/1/09 |
0% |
| The Medical Protective Company* |
MDPC-126061025 |
3/11/09 |
The Medical Protective Company is pleased to introduce new Physicians Assistants rates, rules and forms for individual Healthcare Professionals. Where applicable we have separated the forms from the rates and rules and have submitted a separate filing under a separate submission. We respectfully request an effective date of July 1, 2009 for this submission. The enclosed Memorandum and exhibits detail the rate development of this filing and provide brief descriptions of the manual rate and rule pages included in the package. In addition to the aforementioned pages, please find specimen copies of the proposed policies and endorsements. |
Closed-APPROVED |
7/1/09 |
0% |
| The Doctors Company, an Interinsurance Exchange* |
DCTR-126042978 |
2/23/09 |
THE DOCTORS COMPANY, AN INTERINSURANCE EXCHANGE PHYSICIANS, SURGEONS AND ANCILLARY HEALTHCARE PROVIDERS PROFESSIONAL LIABILITY INSURANCE PROGRAM RULE REVISION We are submitting a rule revision for the captioned program. Based on TDC’s current book of business, there is no rate level impact resulting from this revision. This revision consists of the following changes: 1) extended reporting period coverage rules for death, disability and retirement have been revised (See Section 1-Pages GR-4 and GR-5 of Countrywide Rules and Rates Manual). An appropriate amendatory policy endorsement reflecting this change has been submitted concurrently in SERFF Filing Number DCTR-126043066(2009-DC-MPL01). 2) minimum premium for Surgicenters has been revised (See Section 1-Page GR-7 of Countrywide Rules and Rates Manual). 3) shared business entity coverage premium charge has been revised (See Section 1-Page GR-8 of Countrywide Rules and Rates Manual) 4) minimum premium for auxiliary healthcare professional coverage has been introduced (See Section 1-Page GR-9 of Countrywide Rules and Rates Manual) 5) risk management discount rule has been introduced (See Section 1-Page GR-12 of Countrywide Rules and Rates Manual). 6) deductible discounts have been revised (See Section 2-Page DC-E-1 of Countrywide Rules and Rates Manual) 7) Schedule Rating Plan modification factors have been revised (See Section 2-Pages DC-E-1 and DC-E-2 of Countrywide Rules and Rates Manual) 8) other changes of an editorial nature only have been made to current rating rules The rates and rules included in this revision replace all currently filed rates and rules. Due to a significant change in the format of the new rates and rules manual, a “side-by side” comparison of current and revised rates is not practical. We have enclosed a Rule Change Explanatory Memorandum. |
Closed-APPROVED |
2/23/09 |
0% |
| Insurance Services Office, Inc.* |
ISOF-125999334 |
1/21/09 |
Medical Professional Liability Increased Limits Filing for Nursing Homes, Dentists, Hospitals, Physicians, Surgeons and Allied Healthcare classes. |
Closed-APPROVED |
9/1/09 |
-2.40% |
| Fortress Insurance Company* |
FORT-125841279 |
10/2/08 |
Sub-TOI 11.0030 also applies to this filing. There isn't a way to select both. With this filing we request a 3% increase. The factor for the 500K/1M limit is amended from .852 to .85 and the new base rate is $2846. The companion form filing submitted is FD-DC-F1-0309. This is our first rate amendment. Our initial rate/rule filing was approved effective December 11, 2003. |
Closed-APPROVED |
3/1/09 |
3% |
| NCMIC Insurance Company* |
NCMA-125818101 |
10/1/08 |
Under separate cover, NCMIC Insurance Company has submitted new and revised endorsements for our currently approved Claims Made Chiropractic Malpractice Professional Liability Policy (form CM2006 05/06) and Occurrence Chiropractic Malpractice Professional Liability Policy (form MP2006 05/06). Attached here, please find the corresponding rating manual which has been amended to include updated rules for the new and revised endorsements. Please see the side by side rating manual comparison which details the specific rule changes being made. |
Closed-APPROVED |
1/1/09 |
- |
| Pharmacists Mutual Insurance Company* |
PHAR-125833359 |
9/30/08 |
Pharmacists Mutual Insurance Company (PMIC) is filing a revision to their Individual Pharmacists Professional Liability and Pharmacy Student Professional Liability programs. Please see Filing Memorandum for details. Pharmacists Mutual is requesting that this filing become effective for all policies effective on and after January 1, 2009. |
Closed-APPROVED |
1/1/09 |
- |
| The Medical Protective Company* |
MDPC-125835697 |
9/29/08 |
The reason for the filing is to revise and introduce new rating rules specific to our Dental Program which have no substantive rate impact. * The Aggregate Credit rule is being revised to state that the Moonlighting Rating Rule and New to Company rating rule do not apply to the aggregate capping. * Botulinum Toxin and Dermal Fillers Rating Rule is being introduced to contemplate the change is risk exposure of dentists which perform botox procedures. * The Dental Board Exam Rule is being revised to remove the $25 charge for the coverage. * The Dental Facility Classification Rule is being introduced to provide a rating mechanism for insureds which practice in non-standard dental facilities. * Membership Association Rating Rule is being revised to increase the credit from 5% to 25%. * New to Company Credit is being revised (in some states) and introduced in some states to contemplate the reduced expenses of the business writing a new insured. * Moonlighting Credit is being added to provide a credit to those insureds which are working part - time while in their residency or fellowship program. |
Closed-APPROVED |
12/1/08 |
- |
| ACE American Insurance Company* |
ACEH-125750484 |
7/30/08 |
ACE American Insurance Company submits for your approval a form filing for Allied Healthcare Professional Liability. This filing makes revisions to previously approved forms as well as introduces new endorsements. |
Closed-APPROVED |
8/1/08 |
0% |
| Granite State Insurance Company* |
AGNY-125751522 |
7/29/08 |
Granite State Insurance Company (the “Company”) submits for your approval the attached forms and rate plan addendum for use with their Optometrists Professional and General Liability Insurance Program, offered on behalf of the American Medical Professional Alliance Risk Purchasing Group. It was the Company’s initial intent to provide Optometrists coverage utilizing the forms filed with its General Healthcare Providers Program (GHPP). The Company now proposes to utilize the forms included in this submission rather than the forms filed with its GHPP for the Optometrists Professional and General Liability Insurance Program. To date, the Company has not written any coverage for Optometrists under the GHPP. The filing will be rated using the rating methodology in the Optometrists Rate Page Addendum currently on file (Our File No. AIC-07-EO-24) and the Optometrists General Liability Rate Plan Addendum included in this submission. Please refer to the attached forms listing (filed separately), explanatory memorandum and manual page for information about all of the forms and rules included in this submission. Your favorable consideration and approval are respectfully requested. |
Closed-APPROVED |
9/29/08 |
0% |
| National Union Fire Insurance Company of Pittsburgh, Pa.* |
AGNY-125698211 |
7/7/08 |
National Union Fire Insurance Company of Pittsburgh, Pa. has on file with your Department its Dentist Professional Liability Program (the “Program”). The rates and rules included in this filing are submitted to replace the rates and rules previously submitted for this Program. This is a resubmittal of our filing that was previously approved under filing No. AIC-08-MP-06. The only difference between the approved filing and the new submission is that we are changing the Type of Insurance and we will be using our EPL endorsement included in the submission in place of the ISO EPL endorsement as previously indicated. Upon approval of this filing we will be withdrawing the filing under AIC-08-MP-06. As required, the related forms are being submitted separately. Please refer to the attached Filing Memorandum, rate plan and rating rules for information about the rates and rules included in this submission. |
|
On Approval |
0% |
| Empire Fire and Marine Insurance Company* |
ZURC-125631022 |
5/1/08 |
Earlier this year, we submitted a new Professional Liability program for your approval, which was approved effective 5/1/08. Empire Fire and Marine Insurance Company is now filing revisions to our rules to correspond with the changes ISO is making to the Medical Professional rules and rates per ISO 2008 Multi State Revision to Division Seven – Medical Professional Liability Rules (PR-2007-ORU07, Edition 9/01/2008), as well as the corresponding ISO state-specific Rules circulars. We are updating our Base Rate Page to reflect ISO’s new 500/1500 limits. We are also submitting a revised Increased Limits Table (Rule 17) that is still based on ISO, but updated to reflect the new ISO Increased Limits. The other pages listed below simply reflect the name change from Professional Liability to Medical Professional Liability. There are no other changes included with this filing. These changes will not affect any insureds. This filing includes the following supporting documents: We are filing: • Base Rates at 500/1500 • Rule 17 - Increased Limits Factor Table • Rule 9 – Additional Premium • Rule 10 – Return of Premium • Rule 16 – Basic Limits • Rule 20 – Volunteer Endorsement • Rule 28 – No Reinstatement • Schedule Rating • Additional Rule - Surcharge The prior SERFF filing# is: ZURC-125380093 approved 1/9/08, effective 5/1/08. |
Closed-APPROVED |
9/1/08 |
- |
| National Union Fire Insurance Company of Pittsburgh, Pa.* |
AGNY-125606356 |
4/14/08 |
The above-referenced company submits for your review and approval its Neurologists Professional Liability Insurance Program. Please refer to the attached actuarial materials for information about the rates and rules, included in this submission. Please note that the forms for this Program are being submitted under separate cover. |
Closed-APPROVED |
6/15/08 |
0% |
| NCRIC, Inc.* |
PCWA-125531336 |
3/11/08 |
Please find enclosed, as the initial filing, the Health Care Facility Liability Underwriting Rates and Rules Underwriting Manual to be used for hospitals and health care facilities. I respectfully request an effective date of April 1, 2008 for this filing submission. With the merger of NCRIC into the ProAssurance Group of companies, this underwriting manual is being submitted to be comparable to what we are doing in other states. The enclosed Filing Memorandum and its exhibits should support the rate development. Please note that the policy forms will be submitted under separate cover. |
Closed-APPROVED |
4/1/08 |
0% |
| The Doctors Company, an Interinsurance Exchange* |
DCTR-125460884 |
2/28/08 |
THE DOCTORS COMPANY, AN INTERINSURANCE EXCHANGE PHYSICIANS, SURGEONS AND ANCILLARY HEALTHCARE PROVIDERS PROFESSIONAL LIABILITY INSURANCE PROGRAM RATE AND RULE REVISION We are submitting a rate and rule revision. Based on TDC’s current book of business, the overall rate level impact of this revision for all specialties combined is -1.8% This revision consists of the following changes: 1) various changes have been made to manual rates for all specialties (See Pages 17 and 18 of Rules and Rates Manual) 2) manual rates for General Surgery (Bariatric) and Orthopedic Surgery (With Spinal) have been introduced (See Page 17 of Rules and Rates Manual) 3) prep discounts have been revised (See Page 2 of Rules and Rates Manual) 4) rate relativities for ancillaries have been reduced (See Pages 4-7 of Rules and Rates Manual) 5) vicarious liability coverage charges have been clarified (See Pages 4-7 of Rules and Rates Manual) 6) shared business entity coverage premium charge has been reduced from 4% to 2% (See Page 7 of Rules and Rates Manual) 7) separate limits business entity coverage premium charge has been reduced from 15% to 10% (See Page 7 of Rules and Rates Manual) 8) claims-free discount for various surgical specialties has been increased from 10% to 17.5% (See Page 8 of Rules and Rates Manual) 9) claims-free discount for all other specialties has been increased from 10% to 12.5% (See Page 8 of Rules and Rates Manual) 10) group size discounts have been eliminated (See Page 8 of Rules and Rates Manual) We have also enclosed an Actuarial Memorandum that provides support for this revision. For your convenience, we have enclosed a “side-by side” comparison of our current and revised rates and rules. |
Closed-APPROVED |
6/1/08 |
-1.80% |
| American Casualty Company of Reading - PA* |
CNAC-125488193 |
2/14/08 |
New Acupuncturist program to be administered through the Healthcare Providers Services Organization Risk Purchasing Group |
Closed-APPROVED |
4/1/08 |
0% |
| NCMIC Insurance Company* |
NCMA-125376714 |
2/6/08 |
Under separate cover, NCMIC Insurance Company has submitted new and revised endorsements for our currently approved Claims Made Chiropractic Malpractice Professional Liability Policy (form CM2006 05/06) and Occurrence Chiropractic Malpractice Professional Liability Policy (form MP2006 05/06). Attached here, please find the corresponding rating manual which has been amended to include updated rules for the new and revised endorsements. Please see the side by side rating manual comparison which details the specific rule changes being made. |
Closed-APPROVED |
On Approval |
- |
| Insurance Services Office, Inc.* |
ISOF-125402594 |
1/3/08 |
This filing introduces advisory prospective loss costs for the new doctor of osteopathy classes introduced in rules filing PR-2007-ORU07 |
Closed-APPROVED |
9/1/08 |
0% |
| Insurance Services Office, Inc.* |
ISOF-125363018 |
1/3/08 |
Revision of Division Seven - Professional Liability of the Commercial Lines Manual to reflect a change in the name of the program to Medical Professional Liability and other various revisions. |
Closed-APPROVED |
9/1/08 |
-0.70% |
| Preferred Professional Insurance Company* |
PPIC-125364068 |
11/27/07 |
Preferred Professional Insurance Company (PPIC) is filing a rule revision for the rate relativity for employed physicians. Based on PPIC’s countrywide experience, PPIC plans to introduce an employed physician relativity of 85%. Included with this filing is an exhibit containing PPIC experience for this category of physicians. Historically, 34.5% of PPIC’s premium would have been eligible for this benefit which produces an estimated rate impact of this change of -5.2% countrywide. We currently have no District of Columbia insureds nor have we written any in the past. However, PPIC is filing this change to be in place for any future insureds we may obtain in the District of Columbia and to have our manual current in all locations in which we are licensed. We are submitting revised Page 7 of Appendix A to the PPIC Rate and Rule Manual for review. The change on this page is under Item E., Business Type Adjustment Factors. The adjustment factor for employed physicians is amended from 1.00 to .85, and the edition date of the page has changed from (March 13, 2003) to (1-1-2008). A highlighted side-by-side comparison has been included in the supporting documentation section of this filing. PPIC is requesting an effective date of February 1, 2008, for this rule revision. |
Closed-APPROVED |
11/27/07 |
-5.20% |
| Campmed Casualty & Indemnity Company Inc. of MD* |
CAMP-125361995 |
11/19/07 |
Campmed Casualty & Indemnity Company, Inc. of Maryland (NAIC #12260) is submitting the attached initial Professional Liability Rate and Rule filing for Physicians, Surgeons and other Healthcare Professions including Podiatrists for your review and approval. Campmed became an admitted insurer in the District of Columbia in 2002 and currently has approved rate, rule and form filings for our Durable Medical Equipment and Long Term Care Programs. These programs include Commercial General Liability, Products/ Completed Operations and Miscellaneous Professional Liability coverages. Campmed wants to add Professional Liability to the lines we are able to provide for our DC clients. Campmed has written Professional Liability for Podiatrists in Pennsylvania since 2002 adding Florida and West Virginia Podiatrists in 2005 and 2007 respectively. Physician other than Podiatrists rates for Pennsylvannia were recently approved effective 11/1/07. A Physicians Forms filing with Company Tracking #DC.PHY.Forms.111407 is being submitted separately. We request the proposed rates and rules go into effect for new and renewal policies effective on or after February 15, 2008 or on the approval date of this filing. Campmed is an ISO member and will follow all ISO filings unless otherwise stated in the attached manual. PLease contact me via SERFF or at the contact information below if you have any questions regarding the filing. |
Closed-APPROVED |
2/15/08 |
0% |
| Granite State Insurance Company* |
AGNY-125339036 |
11/7/07 |
Granite State Insurance Company (the “Company”) currently has on file with your Department its General Healthcare Provider Professional Liability Program (the “Program”). The Company submits for your review and approval its Optometrists Rate Plan Addendum to be used with this Program. Please refer to the attached actuarial materials for information about the rate plan addendum included in this submission. |
Closed-APPROVED |
1/1/08 |
0% |
| ACE American Insurance Company* |
ACEH-125340750 |
10/31/07 |
We are filing revisions to our Psychologists’ Professional Liability program written through a risk purchasing group (Psychologists Purchasing Group Association). The policy provides claims made and occurrence liability coverage for psychologists, claims made professional liability coverage for research and academic psychologists and occurrence liability coverage for psychology students. The forms, rules and rates were originally submitted under company filing number 04-PR-086. |
Closed-APPROVED |
10/1/08 |
- |
| American Home Assurance Company* |
AGNY-125297516 |
9/25/07 |
American Home Assurance Company (the “Company”) has on file with your Department its Psychoanalysts Professional Liability Program (the “Program”). The Company submits, for your review and approval, its rates to be used with this Program. Please be advised that this filing replaces the rates currently on file with your Department. Please refer to the attached actuarial materials for information about the rates. |
Closed-APPROVED |
12/26/07 |
0% |
| NCRIC, Inc.* |
PCWA-125220035 |
7/9/07 |
Please find enclosed for your review and approval the rate filing for dentists and oral surgeons only. I request the effective date of September 1, 2007 for this filing submission. The attached Filing Memorandum and its exhibits summarizes the rate development. Please note that we have adopted The American Insurance Company's class plan. I believe you will find everything in order. However, if you have any questions, please contact me at (800) 282-6242, ext. 4426 or email me at lgoodwin@proassurance.com. |
Closed-APPROVED |
9/1/07 |
0% |
| The American Insurance Company* |
FFDC-125200758 |
6/14/07 |
The American Insurance Company submits for your review and approval revised rates and rules designed for use with our Dentist’s Professional Liability program. In conjunction with the rate filing, we have redesigned our State Exception Pages. These changes are detailed in our actuarial and rule memorandums. The overall rate effect of the changes is an increase of 14.4% for the Occurrence and Claims-Made businesses. In support of this revision you will find our actuarial memorandum and exhibits, our countrywide rules and rate manual and memorandum, and our revised exception pages. |
Closed-APPROVED |
10/1/07 |
0% |
| ACE American Insurance Company* |
PERR-125145457 |
4/11/07 |
On behalf of ACE American Insurance Company (“the Company”), we are filing revised rules without rate impact for their Chiropractor Professional Liability program. The corresponding forms are being submitted concurrently under a separate cover. Please see the enclosed filing memorandum for further details. The Company respectfully requests that these revisions be available for policies effective upon the earliest possible date of approval/acknowledgement. Enclosed is authorization for Perr&Knight to submit this filing on behalf of the Company. All correspondence related to this filing should be directed to Perr&Knight. The Company has prepared the rules contained in this filing along with the explanatory memorandum. If there are any requests for additional information related to items prepared by the Company, we will forward the request immediately to the Company contact. The Company’s response will be submitted to your attention as soon as we receive it. We trust you will find this submission acceptable and as such look forward to your approval. Please do not hesitate to contact us with any questions or comments. |
Closed-APPROVED |
On Approval |
- |
| NCMIC Insurance Company* |
SERT-6QLLD3807/00-00/00-00/00 |
7/21/06 |
- |
Closed-APPROVED |
- |
- |
| Podiatry Insurance Company of America a Mutual Company* |
SERT-6R9L3Q837/00-00/00-00/00 |
7/11/06 |
- |
Closed-APPROVED |
- |
- |
| Podiatry Insurance Company of America a Mutual Company* |
SERT-6QHTBG523/00-00/00-00/00 |
6/8/06 |
- |
Closed-APPROVED |
- |
- |
| ACE American Insurance Company* |
SERT-6MAKX7843/00-00/00-00/00 |
2/23/06 |
We are filing new Medical Waste and Medicare/Medicaid Legal Expense Reimbursement Coverage Parts and rules to be used with our Podiatrists Professional Liability Program. |
Closed-APPROVED |
5/1/06 |
- |
